Living on a ranch, mortgages are something we don't have to worry about. Our homes are supplied with our income so we have nothing to do with it. But my father in law owns his own home and has already paid it off! He has excellent credit so he was able to get a good rate. I couldn't believe how fast he had paid it off but since he is retired, it was a good thing he did. Now he can go and do things without worrying about it.

If you're searching for a mortgage broker, be sure to check all resources and their references. You want a financial advisor, not a salesman.